A Smart Introduction

Smart Capital is a non-deposit-taking SME lending institution headquartered in Juba, South Sudan offering a variety of credit services at affordable rates to customers. We target businesses that require financial support on flexible terms.

Smart Capital fosters relations with some key investments and financial institutions. We build associations and explore co-investment opportunities with local and international partners working closely with the local lending financing institutions as well as the chamber of commerce to help develop policies that are beneficial for this market.

Our major product is Trade Finance Loans which is a short-term loan repayable within 6 months. We offer easily accessible financial services with flexible payment plans that cater to the client’s business needs. We are the most flexible personal loan platform in the market, giving Juba community more control over their finances with our unique features. We also offer a simple registration and application process.

Smart capital limited is a single one-stop company for all your financial needs.

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Our Smart Overview

We pride ourselves on delivering excellence with integrity in our day-to-day work, showing respect to business partners and peers.

Mission

To champion growth by providing convenient access to finance across Africa.

Vision

Our mission is to impact economic growth by offering customer- oriented financial solutions through professional and cutting- edge service delivery channels.

Values

We pride ourselves on delivering excellence with integrity in our day-to-day work, showing respect to business partners and peers and communicating transparently and directly to all stakeholders. The values are our driving force to ensure to give you the best services.

Our Journey

The company was founded in March 2022 as a private SME funding company to be a publicly listed company by the year 2025. The company was born out of a need to help SMEs access credit facilities who are currently disadvantaged due to stringent lending policies and terms